Protecting the individual's privacy on the Internet is crucial to the future of Internet-based business and the move toward a true Internet economy. SmartBen has created this privacy statement to demonstrate its firm commitment to secure and trustworthy Internet commerce and the individual's privacy. Read more about our practices for gathering and distributing information on our Web sites.

Privacy across the SmartBen network

SmartBen operates a Web site that functions as an extension of a business' internal HR and benefits management efforts. To facilitate this, it is necessary for SmartBen to access specific aspects of your employee record and other job-related information. Also, any additional information that you submit our site may be stored, or processed for use only by SmartBen and your employer. However, we safeguard your data-security interests around the world by ensuring that this SmartBen site adheres to our international privacy principles described in this policy. WE DO NOT SHARE ANY OF YOUR PERSONAL INFORMATION, OR INFORMATION COLLECTED THROUGH SMARTBEN WITH ANY ORGANIZATION OUTSIDE OF SMARTBEN AND YOUR EMPLOYER.

What information do we collect and why?

• IP Addresses: We may use your IP address (not your e-mail address) to help diagnose problems with our server, to administer our Web site, or to gather broad demographic information.
• Cookies: We may use cookies to enhance the user experience and deliver personalized content. Cookies help us to deliver information specific to your interests, to save you having to re-enter your password each time you visit our site, or to keep track of your individual session. Cookies also allow us to better analyze our site traffic patterns so that we can bolster our Web offering. We do not follow your browsing path outside of the SmartBen site. Advertising networks that serve ads onto our web site may also use their own cookies.
• User registration: You may choose to fill out a registration form on our Web site with contact information that we or our business partners may need. This information is used to send you requested information or products, to contact you with other product information, news or promotions and to learn more about our Web visitors. You may choose to not receive any further information from us at any time - for more details, check out the Choice/Opt-out section below.

E-mail Addresses

If you give us your e-mail address, we will communicate with you via e-mail. However, we do not share your e-mail address with others outside the SmartBen group of companies. You can choose not to receive e-mails at any time - for more details, check out the Choice/Opt-out section below.

For the use of e-mail addresses in connection with e-mail based services, please see the paragraph "Registration for third party services at SmartBen.com" below.

Registration for third party services at SmartBen.com

At SmartBen.com you can register for third party services. Those services are available through SmartBen.com, but are provided by a third party, which is typically not affiliated with SmartBen. When you sign up for one of these services, it may be necessary to transfer some of your SmartBen.com registration information to this service provider. Also, if the service you chose requires your e-mail address to fulfill this service, we will also give your e-mail address to the service provider. This means we will pass your e-mail address to a service provider ONLY in the event that you specifically asked for this service and the service cannot be provided without your e-mail address. For privacy practices and opt-out procedures of those service providers, please refer to the individual privacy policy of the respective service provider.

"Send This To A Friend" Service

You can choose to forward information, a web page or link to someone else using our e-mail service "Send this to a friend". In order to do that you provide us with your e-mail address, as well as that of the recipient. This information is used only in the case of transmission errors and, of course, to let the recipient know who sent the e-mail. The information is not used for any other purpose.

Shopping

Our site includes order forms that you fill out to request information, products, and services. These forms collect your financial information, such as your banking details or credit card. We will use any financial information that you submit solely for billing and payment purposes.

Online Surveys

From time to time, we may conduct online surveys. Our surveys may ask you for demographic information, such as zip codes or your industry sector. If the online survey collects contact data, we may use that data to send you further information only if we specifically asked for your permission in the survey. You are free to opt-out of receiving future mailings at any time - for more details, check out the Choice/Opt-out section below.

Demographic and User Profile Data

We may use demographic or user profile data we collect to tailor your Web experience, showcase content that we think may interest you, and display information that matches your preferences. This data also gives us an insight into your needs and interests.

Your employee record and other job-related Information is used only for demographic statistics and to display appropriate individualized advertisements. SmartBen keeps all of your Personal Information private and does not share it with any third parties. SmartBen will not disclose your Personal Information unless acting under a good faith belief that such action is necessary to: (1) conform to legal requirements or comply with legal process; (2) protect and defend the rights or property of SmartBen; (3) enforce the SmartBen Acceptable Use Policy; or (4) act to protect the interests of its members or others.

Links To Other Sites

This site contains links to other sites. SmartBen is not responsible for the privacy practices or the content of other Web sites. Please refer to the policies of the respective site.

Online Security

SmartBen wants your site experience to be simple and safe. We support secure online practices using secure server technology. The secure server technology used on SmartBen encrypts your personal financial information before it is transmitted over the Internet. That means information such as your name and benefit and employment information is protected in a secret code until we receive them. This technology works best when the site is viewed using any browser that supports secure server technology.

SmartBen gives you the choice to opt out - at any time.

Rest assured - you can opt-out of receiving communications from us now or at the point on our site where we request information from you.

Unsubscribe To The SmartBen Newsletter

If you no longer wish to receive our free SmartBen newsletter, you can cancel your subscription to the newsletter at any time. Simply send an e-mail to news@smartben.com with the word "unsubscribe" in the subject line of the message.

Removal From The Registration Database

If you wish to be removed from the SmartBen web registration database, please send an email to info@smartben.com.

Removal From Other SmartBen E-mail Lists

If you no longer wish to receive other information or promotional e-mails from SmartBen, please follow the opt-out instructions on the last e-mail you received.

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, feel free to contact: info@smartben.com.

Web Info

E-mail to: info@smartben.com.

Your Consent and Our Revisions

By using this Web site, you consent to the collection and use of the information as described here. If we decide to make changes to this privacy policy, we will post the changes on this page so that you always will know what information we collect, how we use it, and when and how we will disclose it.

If at any time you believe that SmartBen has not adhered to these principles, please notify us by e-mail at info@smartben.com and we will use all commercially reasonable efforts to promptly determine and correct the problem.

If you have questions about this policy, please e-mail us at info@smartben.com.